Q- DO I HAVE TO HAVE PERFECT CREDIT TO QUALIFY?
A- NO, WE HAVE MANY PROGRAMS FOR MANY SITUATIONS.

Q- WILL THERE BE ANY OUT OF POCKET FEES?
A- YES, AN APPRAISAL AND YOUR HOME OWNERS INSURANCE. ASSUMING THE SELLER WILL PAY CLOSING COSTS

Q- WILL I BE REQUIRED TO CARRY MORTGAGE INSURANCE?
A- NO, WITH MOST PROGRAMS

Q- WHAT'S THE BENEFIT OF GOING THROUGH A BROKER, RATHER THAN A CORNER BANK?
A- BETTER PRODUCTS, BETTER RATES, LICENSED LOAN OFFICERS, LOWER APR.

Q- WHAT IF I'M SELF EMPLOYED?
A- DIFFERENT GUIDELINES APPLY

• INDIVIDUALS WHO HAVE GOOD, FAIR AND SOMETIMES POOR CREDIT AND A STABLE INCOME, BUT DON'T HAVE THE MONEY FOR A DOWN PAYMENT OR RATHER USE THEIR CASH ELSEWHERE.
• HOMEBUYERS SEEKING TO OPTIMIZE CASH FLOW BY IN SOME CASES AVOIDING BOTH MORTGAGE INSURANCE AND A DOWN PAYMENT WHILE INCREASING TAX DEDUCTIBLE INTEREST PAYMENTS
• HOMEOWNERS WHO DO NOT HAVE ENOUGH EQUITY IN THEIR CURRENT HOME TO USE AS A DOWN PAYMENT FOR OTHER CONVENTIONAL MORTGAGE PROGRAMS
• FOR MORE INFORMATION VISIT ZERODOWNMORTGAGEPRO.COM